Terms of Service

1. Acceptance of Terms

By accessing or using Self-Discipline for Freelance Designers (SDFD) website and services, you agree to be bound by these Terms of Service. If you do not agree, do not use the services. These terms constitute a binding agreement between you and SDFD.

2. Services Description

SDFD provides coaching, accountability groups, digital products (templates, guides), and associated content for freelance designers. Services are delivered online via Zoom, Slack, and our portal. We reserve the right to modify or discontinue services with 30 days’ notice.

3. User Obligations

• Provide accurate registration information and keep it updated.
• Maintain confidentiality of login credentials.
• Not use services for illegal purposes or to harass others.
• Not attempt to reverse engineer, scrape, or disrupt our platform.
• Comply with all applicable laws and intellectual property rights.

4. Payment & Refund Policy

• Fees: All prices are in USD, exclusive of taxes unless stated. Payment is due at time of purchase or subscription start.
• Subscriptions: Billed monthly or annually. Cancel anytime before next billing cycle to avoid charges. No partial refunds for unused time.
• One-on-One Consultations: Full payment at booking. Cancel with 48 hours’ notice for full refund; within 24 hours, 50% refund; no-show, no refund.
• Digital Products: No refunds after download due to their intangible nature. Exceptions for technical defects (contact within 7 days).

5. Intellectual Property

All content provided (text, graphics, templates, videos) is owned by SDFD or its licensors. You receive a non-transferable, non-exclusive license to use digital products for your own business or personal projects. You may not resell, distribute, or create derivative works for commercial purposes without written permission.

6. Confidentiality

During coaching sessions, you may share proprietary design projects or client information. SDFD agrees to keep such information confidential and not use it for any purpose other than delivering services. This obligation survives termination of the agreement.

7. Account Termination

Either party may terminate at any time. SDFD may suspend or terminate accounts for violation of these terms, fraudulent behavior, or non-payment. Upon termination, your access to the portal ceases. We may retain data as required by law.

8. Disclaimer of Warranties

Services are provided ‘as is’ without any warranty. SDFD does not guarantee specific results (e.g., increased productivity or income). We are not liable for any indirect, incidental, or consequential damages arising from use of services.

9. Limitation of Liability

To the maximum extent permitted by law, SDFD’s total liability for any claim shall not exceed the amount paid by you in the 12 months preceding the claim. Some jurisdictions do not allow limitations of liability, so this may not apply to you.

10. Indemnification

You agree to indemnify SDFD against any claims arising from your misuse of services, violation of third-party rights, or breach of these terms.

11. Dispute Resolution

Any disputes shall first be resolved through informal negotiation. If unsuccessful, disputes will be settled by binding arbitration in [County, State] under the rules of the American Arbitration Association. You waive the right to participate in a class action.

12. Governing Law

These terms are governed by the laws of [State], USA, without regard to conflict of laws principles.

13. Changes to Terms

We may update these terms at any time. Material changes will be communicated via email. Your continued use after changes constitutes acceptance.

14. Severability

If any provision is found invalid, the remainder remains in full force and effect.

15. Entire Agreement

These terms supersede all prior agreements and constitute the entire understanding between you and SDFD.